Being "financially literate" means you have the knowledge, skills and habits to successfully manage your money. A growing body of research shows a wide range of benefits to individuals, families and communities where its citizens are actively practicing sound money management skills. Such skills include using a budget or plan for monthly spending; regularly saving some of today's money for tomorrow's needs; managing your use of credit to avoid over-extending yourself; and investing funds to allow your money to grow. 

The pages in our financial literacy section organize resources for you so that you can quickly get to information you can use. The links to these pages are located on the righthand side of this page. We hope these pages help you continue to move forward toward a more financially secure future.   

What's New in Financial Literacy?

New Credit Card Rules Effective February 22, 2010

The Federal Reserve's new rules for credit card companies mean new credit card protections for you.Learn more about key changes you should expect from your credit card company.

Earned Income Tax Credit

There are EITC resources for you in the red box on the right side of this page. Check and see if you are eligible!

Tomorrow's Money Site for Deploying National Guard Families

Check out this personal finance information organized especially for military families.

Vermont Reserve Cup   

Offer your high school students a challenge! Four-person student teams compete against each other in a quiz-show-style contest that tests individual and team knowledge of economics, personal finance and consumer issues. 

Financial Literacy Trust Fund

We recognize these trust fund supporters for their partnership with the Treasurer's Office in promoting financial literacy.

Manage Your Money in a Challenging Economy

Local experts answer some of the most pressing questions Vermonters have regarding their household budgets in this time of economic change. Learn more about credit, spending plans, avoiding foreclosure and bankruptcy basics. View video clips from this 30-minute program.

Keeping the "Gold" in Your Golden Years

This 90-minute workshop will help you evaluate how to get your personal finances on track to cover future retirement expenses. In this wide-ranging workshop you'll learn what to take into account in determining how much money you will need to be financially secure in retirement.