Manage Your Money
Make your money work for you. By setting goals, following a budget, and regularly saving, you can have more control over where your money goes and grows. Money is a tool. Many adults received little or no guidance as they were growing up about how best to use this tool. It's not surprising that within our current complex financial system, you may not have the information you need to make the best decisions on directing your income. A 2005 national survey found that one-third of Americans do not use a budget to manage their family's expenses and just more than fifty percent of adults do not regularly view their credit report. On this page you will find helpful links that will direct you to information you can use to build your money management skills.
More Resources for You
The National Association of State Treasurer's sponsors this site for young adults. It can be tough to start out on your own financially. This site is designed to help young adults work through their unique financial concerns.
The Office of the State Treasurer has information for you on the cost of credit, how your credit score is calculated, and tips on how to keep personal debt in check.
Strengthen your financial know-how, now, and in the future. The State Treasurer's Office has partnered with the National Association of State Treasurer's to provide you with tools to help you make financial decisions more confidently.
Do you ever wonder how to start a budget and begin saving? The non-profit GreenPath (formerly Consumer Credit Counseling Service of New Hampshire and Vermont) has free downloadable worksheets you can use to start creating a budget of your own.
The National Endowment for Financial Education has put together these resources to help you evaluate your current financial situation, identify goals and develop a plan to reach them. More resources are available by going to their Smart About Money web site.
Watch your savings balance grow! This on-line savings calculator provides a quick way to see how your monthly savings can grow to meet your financial goals. The calculator is provided by FINRA, the Financial Industry Regulatory Authority.
Too often, couples doen't take enough time to think through and discuss longer-lasting issues like personal finances before they get married. Here are some key questions to explore before you say, "I do."
The Treasurer's Office has put together this clearinghouse of financial education resources available in communities around the state. Look up your local county to see what's listed.