Being "financially literate" means you have the knowledge, skills and habits to successfully manage your money. A growing body of research shows a wide range of benefits to individuals, families and communities where its citizens are actively practicing sound money management skills. Such skills include using a budget or plan for monthly spending; regularly saving some of today's money for tomorrow's needs; managing your use of credit to avoid over-extending yourself; and investing funds to allow your money to grow. The pages in our financial literacy section organize resources for you so that you can quickly get to information you can use. We hope these pages help you continue to move forward toward a more financially secure future.
What's New in Financial Literacy?
Vermont Financial Literacy Working Group
The Treasurer's Office is partnering with the Department of Financial Regulation to convene an information gathering process to evaluate State delivery of personal finance education. On November 16, 2017, Governor Scott and Treasurer Pearce announced a Financial Literacy Working Group initiative to conduct a thorough review.
Vermont Financial Literacy Commission
The Vermont State Legislature established the Vermont Financial Literacy Commission at the conclusion of the 2015 session. The 12-member commission was created to measurably improve the financial literacy and financial capability of Vermont's citizens.
Request a Free Credit Report
When was the last time you checked your credit report? Financial experts recommend you check your credit report from the three main credit reporting agencies at least once a year. There is only one web source authorized by Federal law to obtain a free credit report from Experian, Equifax and TransUnion that site is annualcreditreport.com. Check now.
What is a FICO Score?
Credit scores influence the credit that's available to you. At this link, the Fair Isaac Corporation explains how credit scores are calculated.
Fine Tune Your Skills to Spot Investment Fraud
The Financial Industry Regulatory Authority (FINRA) has launched a new educational tool in the form of an interactive game to help investors spot the psychological persuasion tactics used by con artists. The game, available for play on desktop or by downloading the phone or tablet mobile application, is designed to help investors outsmart investment fraud criminals.
Financial Literacy Trust Fund
We recognize these Financial Literacy Trust Fund supporters for their partnership with the Treasurer's Office in promoting financial literacy.
Disability Savings Accounts
Visit VermontABLE.com Learn about Vermont's tax-free savings plan for Vermonters with disabilities.